With effect from 1 November 2023 (the “Effective Date”), BCT Financial Limited (“BCTF”) becomes the sponsor of the Invesco Strategic MPF Scheme (the “Master Trust”), certain changes in the MPF administration will follow:

• The name of the Master Trust is changed from “Invesco Strategic MPF Scheme” to “BCT Strategic MPF Scheme”.
• The name of certain constituent funds are changed, please refer to the notice.

For details, please refer to the notice, FAQs and Quick Guide, or call the BCTCall Member Hotline for HA Employees at (852) 3191 8088.

• BCT Strategic MPF Scheme (the “Master Trust”) currently offers the Default Investment Strategy and 13 Constituent Funds, comprising the following fund types: equity fund (including index-tracking fund), bond fund, money market fund and mixed asset fund.
• The Invesco MPF Conservative Fund of the Master Trust does not guarantee the repayment of capital.
• Fees and charges of an Invesco MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) member’s account by way of unit deduction. The Invesco MPF Conservative Fund of the Master Trust uses method (i) and, therefore, unit prices/NAV/fund performance quoted have incorporated the impact of fees and charges.
• You should consider your own risk tolerance level and financial circumstances before making any investment choices or invest according to the Default Investment Strategy. When, in your selection of funds or the Default Investment Strategy, you are in doubt as to whether a certain fund or the Default Investment Strategy is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and make investment choice(s) most suitable for you taking into account your circumstances.
• In the event that you do not make any investment choices, your contributions made and/or accrued benefits transferred into the Master Trust will automatically be invested in accordance with the Default Investment Strategy, which may not necessarily be suitable for you. Please refer to the section headed “Default Investment Strategy” for further information.

Investment involves risks. Past performance is not indicative of future performance. You should not invest solely based on the information provided in this material and should read the offering documents (including the Key Scheme Information Document and the MPF Scheme Brochure for details, including the risk factors and product features.